Proactive Turning 65
How Do You Want Medicare
To Work FOR You?
As you approach age 65, an overwhelming amount of paperwork will flood your mailbox. You’ll push all of that aside and have more CLARITY and UNDERSTANDING of your new healthcare as we make your LEAP Into MEDICARE easy!
Schedule a no-fee consultation and enroll with me as your Personal Medicare Broker Advisor.
You’ll have access to my assistance throughout the year.
My consultation is of no cost to you. However, with my 15+ years of expertise, I will save you Time, Energy, and Money!
NEW TO MEDICARE OR ALREADY ENROLLED?
I enjoy bringing CLARITY to people newly navigating Medicare or preparing for the annual review of their coverage.. I take the time to work with you and understand your individual needs. With a personal and patient approach, together we’ll find the right plan for you!
What is the cost?
My service is at no cost to you; you only gain from my 15+ years of knowledge!
Why should I enroll through you?
Rather than enrolling through a random agent at an insurance call center or online, you get a personal Medicare Broker Advisor when you enroll with me! You’ll have access to my assistance throughout the year. The cost of your premium does not change; however, with my expertise, I will save you Time, Energy, and Money!
Can you review my current plan?
Yes, it’s very important to review your plans for upcoming changes to avoid surprises next year. As of Oct 1, you can schedule a no-fee review as of your current plan to get ready for the Medicare Annual Enrollment Period Oct 15 – Dec 7. Let’s make sure the changes in coverage and benefits will suit your needs.
Agent vs Broker, what Is the difference?
AGENTS are typically contracted with one insurance company. As a BROKER, I’m contracted with the six major insurance companies in the region. I am uniquely prepared to truly help you find the coverage and benefits that will suit your needs. I make that process EASY for you! Whether you are new to Medicare or getting ready for Medicare Annual Enrollment Period, a no-fee review of all your options is very important to avoid coverage surprises.
What happens after enrollment?
As your personal Medicare Broker Advisor, I maintain our relationship to make sure you continue to get the best from your plan. I’ll help sort out any big or small issues you may encounter with your coverage. This service is always at no cost to you!
Are you qualified?
Absolutely! I have been a State-Licensed Broker Advisor since 2009 and I certify every year to specialize in Medicare and Affordable/Marketplace (ObamaCare) and each of the six Medicare insurance companies I am contracted with.
Medicare Advantage | Part C
Medicare Advantage plans offer an alternative to Original Medicare, providing additional benefits with prescription drug coverage.
All the insurance benefits of Original Medicare Part A (Hospital) and Part B (Medical)
Advantage plans are private insurance that include health enhancing benefits
[html_title]Typically include Part D prescription drug coverage at no additional cost[/html_title]
Medicare Supplement | MediGap
Medicare Supplements help cover some of the gap between Original Medicare and your financial responsibility.
Freedom to choose any doctor or hospital that accepts or bills Medicare
Multiple plans to suit individual needs
[html_title]Requires a stand-alone Part D Prescription coverage[/html_title]
Does not include Dental, Vision, or Hearing
Medicare Prescriptions | Part D Plans
Medicare Part D provides prescription drug coverage to help reduce the cost of medications.
This CMS required coverage is available, with payment of an extra premium, as a stand-alone plan for Original Medicare or Medicare Supplements.
[html_title]Included with most Medicare Advantage(Part C) Plans; no additional premium.[/html_title]
Penalty is incurred if one does not have Part D coverage
ACA | ObamaCare
Affordable Care Act (ACA) Marketplace plans offer comprehensive health coverage for individuals and families.
Coverage for essential health benefits
No denial for pre-existing conditions
Tax subsidies available for eligible applicants to help reduce premium
Dental + Vision
More Than Two Years Since Your Last Dental/Vision Exams?
Your oral health is more important than you might realize. The health of your mouth, teeth, and gums can affect your overall level of wellness.
Our Dental + Vision plans offer several affordable options in an easy-to-understand format to help you find individual or family plans to help cover the costs of preventative check-ups, comprehensive treatments, eye exams, and eyewear! You can self-enroll at any time, not just during the ACA Annual Enrollment period. Plans are effective after 24 hours.
Coverage for preventive and major dental procedures
Vision coverage for exams, glasses, and contact lenses
No Waiting Period
Lifetime Deductible
Preventative Care Covered 100%
Braces Available for Children
Senior Plans Include Hearing
Travel Protected
Before the global pandemic, most people didn’t think about Travel Medical Insurance | Now it’s reckless to travel without it!
Travel Medical for Short/Long Term Travel
Health insurance plans designed for individuals, families, and groups traveling for short periods of less than 12 months.
Medical and dental emergencies while traveling
Accident, illness, and related expenses
Medical evacuation, repatriation
Delayed flights, trip interruption or cancel
Lost luggage, stolen items and passports
Lost luggage, stolen items and passports
Transport of a bedside companion
Some plans include pet kenneling
Digital Nomads + ExPats
Specialized health plans for Digital Nomads, Expatriates, and Remote Work Teams living and working abroad for 12+ months.
Comprehensive health coverage in multiple countries
Flexible plans to suit different needs
Additional Insurance Plans
Retirable
It’s not too late to create a comfortable retirement! Get a free financial consultation with a licensed fiduciary specializing in services for those of low to moderate income already in or near retirement. Schedule Your Free Consultation!
Retirable Helps Retirees To:
Make key financial decisions with ongoing advisor guidance
Know what's safe to spend each month
Minimize the burden of taxes on retirement accounts
Earn monthly interest without limiting your spending
Protect against fraud and online scams
Life Insurance + Final Expenses
Protect your loved ones with comprehensive coverage that ensures financial support during life’s most difficult moments.
Life Insurance
Plans that provide financial security to your loved ones in the event of your passing.
Various policy options
Financial protection for your beneficiaries
Final Expenses
Insurance designed to cover the costs of your funeral and other end-of-life expenses.
Eases the financial burden on your family
Simple, affordable coverage options
Critical Care + Hospital Indemnity
Insurance plans that provide financial support in the event of a critical illness.
Coverage for illnesses such as cancer, heart attack, and stroke
Lump-sum payments to cover medical and non-medical expenses
Insurance that pays a set amount for each day you’re in the hospital.
Helps cover out-of-pocket costs
Works alongside other insurance plans
SAVE YOUR TIME,
ENERGY + MONEY
Let’s make sure your health insurance benefits suit your needs. SCHEDULE a No-Fee Consultation. I’m a licensed agent advisor with 15+ years of experience in health insurance and certified to specialize in Medicare. My service is at no cost to you; you only gain from my knowledge and support throughout the year.
Major Medicare Insurers Represented.
CMS DISCLAIMER We do not offer every Medicare plan available in your area. Currently, we represent 8 organizations which offer more than 86 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Let’s Find The Right Health Plan For You
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